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Author Adding Mummy To Insurance
Matty SRi
Member
Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
19th Aug 11 at 16:36   View User's Profile U2U Member Reply With Quote
Insurance will be due for renewal in a month or 2. Im currently a named driver on the father in laws policy on my car, which i earn NCB on. So i was thinking that when its up, ill put it in my name, and put my mother as a named driver, but can i do this without her knowing? Do i have to send proof of her NCB off?
If i do, then ill just put it in my name and put the father in law as a named driver instead.
Cheers
adiohead
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Registered: 28th Sep 01
User status: Offline
19th Aug 11 at 16:38   View User's Profile U2U Member Reply With Quote
You won't need your mum's NCB as that is for her own policy.

Just make sure you put down everything correctly (any points or accidents) and it'll be fine.
antnee
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Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
19th Aug 11 at 16:38   View User's Profile U2U Member Reply With Quote
Nope, cos her NCB will be on her own car.

I've had my dad on my policies for a few years now. Never had to send anything off for him.
Eck
Premium Member

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Registered: 17th Apr 06
Location: Lundin Links, Fife
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19th Aug 11 at 16:39   View Garage View User's Profile U2U Member Reply With Quote
Mummy
Matty SRi
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Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
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19th Aug 11 at 16:48   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Eck
Mummy


Was a joke

Ah cool, i have my father in laws NCB on my policy though, and he has it on his own
Good stuff then, neither of us have any points or claims or anything.
So, in theory, it should be cheaper when i put the mother on because i will have 1 NCB and she is female (obviously) which should drop it down a fair bit then...?
LeeM
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Registered: 26th Sep 05
Location: Liverpool
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19th Aug 11 at 17:42   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Matty SRi
quote:
Originally posted by Eck
Mummy


Was a joke

Ah cool, i have my father in laws NCB on my policy though, and he has it on his own
Good stuff then, neither of us have any points or claims or anything.
So, in theory, it should be cheaper when i put the mother on because i will have 1 NCB and she is female (obviously) which should drop it down a fair bit then...?


youre only really allowed to use no claims discount on one policy thats in your own name.
LeeM
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Registered: 26th Sep 05
Location: Liverpool
User status: Offline
19th Aug 11 at 17:43   View User's Profile U2U Member Reply With Quote
oh, and adding my "mummy" knocked about £100 quid off the premium
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
19th Aug 11 at 17:46   View User's Profile U2U Member Reply With Quote
i have my nan and mum on my insurance policy, on a ctr it brought the price down £700.

don't need to send anything off to prove details are correct. i put my nans DOB wrong for 2 years
Matty SRi
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Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
19th Aug 11 at 18:07   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ben G
i have my nan and mum on my insurance policy, on a ctr it brought the price down £700.

don't need to send anything off to prove details are correct. i put my nans DOB wrong for 2 years


The father in laws is wrong at the moment aswell, only by 1 day though.
So, my mum has over 15 years NCB, do i just put down 0 when i add her on my policy then?
LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
19th Aug 11 at 18:14   View User's Profile U2U Member Reply With Quote
i dont think they ask you about ncd for named drivers, only how long theve been driving and how many points/accidents
Sean
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Registered: 14th Sep 10
Location: Eastbourne, BN23 7AZ
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19th Aug 11 at 18:15   View User's Profile U2U Member Reply With Quote
does it actually ask how ncb does she have or how many years has she been driving because not one of the quotes i have done comes up with how many ncb does the named driver have, might just be the company your doing it with is different though but yes do just put it as 0
Matty SRi
Member
Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
19th Aug 11 at 18:20   View User's Profile U2U Member Reply With Quote
Ahh right, well i havent tried yet so was just finding out before hand.
Ill give it a go tomorrow and see what results i get.
Cheers lads!
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
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19th Aug 11 at 18:37   View Garage View User's Profile U2U Member Reply With Quote
Both my parents are on all of my cars anyway because we do need that. Saves loads though.
Matty SRi
Member
Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
19th Aug 11 at 18:43   View User's Profile U2U Member Reply With Quote
Ahh cool, cheers... Would i be able to add my dad on then? He lives in Ireland lol, they dont need to know that, right?
Daveskater
Premium Member

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Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
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19th Aug 11 at 19:25   View Garage View User's Profile U2U Member Reply With Quote
Nope, they don't ask where they live

Numberwang!

Originally posted by AlunJ
I like you Dave, you are a man of men

Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle

Look at my pictures
Matty SRi
Member
Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
19th Aug 11 at 20:12   View User's Profile U2U Member Reply With Quote
Even better, ill add both on then Mum lives in Bristol, Dad lives in Ireland lol
DanCobb
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Registered: 14th May 11
Location: Lewes/Brighton
User status: Offline
19th Aug 11 at 21:10   View User's Profile U2U Member Reply With Quote
Do you gain ncb if your on your father in laws policy?

[Edited on 19-08-2011 by DanielJamieCobb]
Matty SRi
Member
Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
19th Aug 11 at 21:12   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by DanielJamieCobb
Do you gain ncb if your on your father in laws policy?

[Edited on 19-08-2011 by DanielJamieCobb]


Yeah, thats the reason i went with the company i did, because i earn NCB, alot of companies dont though.

 
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