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Author Need a question answering quick - Bank Transfer.
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
17th Sep 11 at 12:17   View User's Profile U2U Member Reply With Quote
Lad coming to get my car tommorow, said he cant get all the cash out today, hes alredy booked train tickets etc to come tommorw. He owes £2750

Said he can bring £750 cash, and transfer £2k online. How safe is it? Is it instant? Hes with HSBC, im with Natwest.

Never dealt with anything like this before so clueless. I dont want to let him drive the car away and be £2k out of pocket!!
Neo
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Registered: 20th Feb 07
Location: Essex
User status: Offline
17th Sep 11 at 12:22   View User's Profile U2U Member Reply With Quote
should be fairly instant, just wait till you see it in your account before handing him the keys
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
17th Sep 11 at 12:23   View User's Profile U2U Member Reply With Quote
Would i be better asking him to transfer it today??
Sunz
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Registered: 12th Jan 07
Location: SE England
User status: Offline
17th Sep 11 at 12:24   View User's Profile U2U Member Reply With Quote
It took about 2 hours for a transfer to clear in my account.

Obviously it will only let him transfer the amount he has in his account, so it's pretty reliable.

should get him to transfer some now, a small amount then call the bank later to check the status.
am4nf
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Registered: 27th Jul 08
Location: South Ayrshire Drives: Corsa Sport
User status: Offline
17th Sep 11 at 12:25   View User's Profile U2U Member Reply With Quote
I personally wouldnt let the car go until I actually went to a cashline and seen the money in my account
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
17th Sep 11 at 12:27   View User's Profile U2U Member Reply With Quote
Fuckin hate awkward people! Why not just bring bloody cash!!
Tomnova16
Premium Member

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Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
17th Sep 11 at 12:28   View Garage View User's Profile U2U Member Reply With Quote
Transfer today. Should be able to do a same day transfer

http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
17th Sep 11 at 12:30   View User's Profile U2U Member Reply With Quote
Right ive asked if he will transfer today. See how that goes.
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
17th Sep 11 at 12:46   View User's Profile U2U Member Reply With Quote
Said he doesnt want to transfer today, cause he doesnt like the thought of paying £2k for something he doesnt have, fair enough i suppose, but he has offered to send £50 online to show it will come up instantly. So seems ok i suppose?
Simon L
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Registered: 24th Mar 02
Location: Glasgow
User status: Offline
17th Sep 11 at 12:58   View User's Profile U2U Member Reply With Quote
Tell him to go to the bank and withdraw it.

Or make him do the transfer infront of you on the screen, then wait for it to hit your account before handing over the keys.
Ian W
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Registered: 8th Nov 03
Location: Wirral, Merseyside
User status: Offline
17th Sep 11 at 13:02   View User's Profile U2U Member Reply With Quote
Don't bank transfers take 3 working days between different banks?

I would just tell him to bring the cash
MarkSport
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Registered: 22nd May 09
User status: Offline
17th Sep 11 at 13:04   View User's Profile U2U Member Reply With Quote
Natwest is open on saturdays...tell him to stop being a pikey and draw it out!

As said above its normally a 2 hour transfer through BACS.
Aaron
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Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
17th Sep 11 at 13:07   View User's Profile U2U Member Reply With Quote
I've got a bad feeling about this tbh.
Gary
Premium Member

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Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
17th Sep 11 at 14:25   View Garage View User's Profile U2U Member Reply With Quote
Depends on banks. Some do fastpay (instant) some only do it after the 1st transaction. Ring your bank imo.

Although if he sends it while your there I don't think he can pull it back unless he goes into a branch and tells them it's fraudulent. So get a receipt sorted both ways
swill_omnibus
Member
Registered: 12th Dec 07
Location: : S. wales Drives: Dodge Caliber
User status: Offline
17th Sep 11 at 14:29   View User's Profile U2U Member Reply With Quote
Most town centre banks open on a saturday now 2bh. Either that or get him to put a hefty deposit down (like £500)
Marc
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Registered: 11th Aug 02
Location: York
User status: Offline
17th Sep 11 at 14:34   View User's Profile U2U Member Reply With Quote
My mate transferred some money in to my account and it took about 10 minutes.
R Lee
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Registered: 15th Aug 03
User status: Offline
17th Sep 11 at 14:39   View User's Profile U2U Member Reply With Quote
Majority of big banks are on a fast track system thingy.
Bank transfer is probably safest way of payment, tbh.
oceansoul
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Registered: 19th Jun 06
Location: Sunbury, Surrey
User status: Offline
17th Sep 11 at 14:53   View User's Profile U2U Member Reply With Quote
Is he using your computer to do the transfer? I would never log into my online banking from a strangers computer! They could have keyloggers etc running and get access!
DannyB
Premium Member

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Registered: 6th Feb 08
User status: Offline
17th Sep 11 at 14:56   View Garage View User's Profile U2U Member Reply With Quote
He knew in advance he would be bringing the cash, so why not just bring it with him? he could have walked in to a bank today and got the cash out. Fuck all this bank transfer nonsense, cash in your hand and he's away.
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
18th Sep 11 at 16:16   View User's Profile U2U Member Reply With Quote
I went ahead with it and all went well. Bye bye 106
John
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Registered: 30th Jun 03
User status: Offline
18th Sep 11 at 16:33   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by am4nf
I personally wouldnt let the car go until I actually went to a cashline and seen the money in my account


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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
18th Sep 11 at 17:04   View User's Profile U2U Member Reply With Quote
That's what i did John, took about 20 mins in all, was shitting myself everytime i looked and it wasnt there
Matt L
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Registered: 17th Apr 06
User status: Offline
19th Sep 11 at 12:13   View User's Profile U2U Member Reply With Quote
was instant for me when someone paid me for the zed via natwest (im with hsbc)

 
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