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Author Turning 21 - Insurance
ChrisBoom
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Registered: 6th Dec 06
Location: Highland
User status: Offline
11th Nov 11 at 22:02   View User's Profile U2U Member Reply With Quote
I always thought 25 was the date for the big drop in insurance, but it seems not! Doing some "mock" quotes for when I turn 21 next month, and its showing some incredible differences. My current insurance is looking as though it will half, but the one that amazed me was:

FQ-340 Evo, at 20, 3NCB - £8000+
Same car, at 21, 4NCB, £1380.

Madness
Matty SRi
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Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
11th Nov 11 at 22:03   View User's Profile U2U Member Reply With Quote
Made fuck all difference to me!
Jord16vSport
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Registered: 3rd May 08
Location: colchester essex
User status: Offline
11th Nov 11 at 22:09   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Matty SRi
Made fuck all difference to me!

This.
FAZ
Premium Member

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Registered: 24th Nov 07
Location: Coventry
User status: Offline
11th Nov 11 at 22:09   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Matty SRi
Made fuck all difference to me!
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
11th Nov 11 at 22:11   View User's Profile U2U Member Reply With Quote
mine went down £1200 when i turned 21.
gavin18787
Premium Member

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Registered: 22nd Feb 05
Location: Basildon, Essex
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11th Nov 11 at 22:14   View Garage View User's Profile U2U Member Reply With Quote
of topic but I assumed you was older


Mine made a difference but not that much

Drives supercharged Tec with torque
Kieran
Premium Member

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Registered: 12th Sep 08
Location: Kent
User status: Offline
11th Nov 11 at 22:16   View Garage View User's Profile U2U Member Reply With Quote
Mine was £800 cheaper
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
11th Nov 11 at 22:23   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by gavin18787
of topic but I assumed you was older
ChrisBoom
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Registered: 6th Dec 06
Location: Highland
User status: Offline
11th Nov 11 at 22:29   View User's Profile U2U Member Reply With Quote
Just a young'un me
sandyvxr
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Registered: 19th May 11
Location: sheffield
User status: Offline
11th Nov 11 at 22:31   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by ChrisBoom
I always thought 25 was the date for the big drop in insurance, but it seems not! Doing some "mock" quotes for when I turn 21 next month, and its showing some incredible differences. My current insurance is looking as though it will half, but the one that amazed me was:

FQ-340 Evo, at 20, 3NCB - £8000+
Same car, at 21, 4NCB, £1380.

Madness


thats mental drop
AlunJ
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Registered: 3rd Apr 07
Location: Newport
User status: Offline
11th Nov 11 at 22:57   View User's Profile U2U Member Reply With Quote
I suppose mine went down from about 700ish to 500ish, better than a kick in the bollocks I guess
John
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Registered: 30th Jun 03
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11th Nov 11 at 23:34   View User's Profile U2U Member Reply With Quote
21 made no difference to me, went steadily down every year. 25 made no difference either.

[Edited on 11-11-2011 by John]
Jamie-C
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Registered: 3rd Jun 08
Location: Ballycastle
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11th Nov 11 at 23:51   View User's Profile U2U Member Reply With Quote
Can't wait until I'm 21 in that case
Paul W
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Registered: 26th Aug 09
Location: Northamptonshire
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11th Nov 11 at 23:56   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Jamie-C
Can't wait until I'm 21 in that case


Ditto that, only a few more months too! An x18xe1 might be on the cards after all

Rio Verde Bagged More Door Project
Jamie-C
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Registered: 3rd Jun 08
Location: Ballycastle
User status: Offline
12th Nov 11 at 00:54   View User's Profile U2U Member Reply With Quote
2 years for me
Ian W
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Registered: 8th Nov 03
Location: Wirral, Merseyside
User status: Offline
12th Nov 11 at 02:34   View User's Profile U2U Member Reply With Quote
Probably made a difference, sadly too long ago to remember

[Edited on 12-11-2011 by Ian W]
Nick-S
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Registered: 3rd Mar 04
Location: Leigh. Drives: RS Megane 230 F1 Team R26
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12th Nov 11 at 03:35   View User's Profile U2U Member Reply With Quote
Nothing changed for me at 21.

When i turned 25 the R26 went from 1400 to 600 though
Chris F
Show Staff
Organiser: East Anglia
Premium Member

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Registered: 26th Dec 05
Location: Newmarket Drives: Escort Van 1.8
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12th Nov 11 at 07:30   View Garage View User's Profile U2U Member Reply With Quote
Roll on 25 I say, wanna drive other people's cars!
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Online
12th Nov 11 at 07:31   View Garage View User's Profile U2U Member Reply With Quote
I've seen you drive your own
M2RTY
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Registered: 25th May 01
User status: Offline
12th Nov 11 at 08:54   View User's Profile U2U Member Reply With Quote
Its not really a drop, more the fact that they wouldnt insure you at 20 with 3 years ncb but would at 21 with 4 years ncb

The 8k price is quoted so their percentage of "can not quotes" is lower, and they can say they insure 99% of people on 99% of cars for example

Mine made no difference at 25 and went up at 27
Ben G
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Registered: 12th Jan 07
Location: Essex
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12th Nov 11 at 09:59   View User's Profile U2U Member Reply With Quote
chrisboom lives in the middle of nowhere
Jon_C
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Registered: 7th Dec 05
Location: Suffolk
User status: Offline
12th Nov 11 at 10:06   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Chris F
Roll on 25 I say, wanna drive other people's cars!


Would anyone trust you?
Chris F
Show Staff
Organiser: East Anglia
Premium Member

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Registered: 26th Dec 05
Location: Newmarket Drives: Escort Van 1.8
User status: Offline
12th Nov 11 at 10:55   View Garage View User's Profile U2U Member Reply With Quote
I'm a good driver, just like cutting pow up
Graham88
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Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
12th Nov 11 at 11:42   View User's Profile U2U Member Reply With Quote
I never noticed a drop but then I changed cars at that age so it went up anyway
ChrisBoom
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Registered: 6th Dec 06
Location: Highland
User status: Offline
12th Nov 11 at 15:40   View User's Profile U2U Member Reply With Quote
£1100 for an M3

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