Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
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How do they actually work out and justify their prices? 
Just got a few quotes on a few different cars... I'm sure you've all seen the same.
£734.58 - Cheapest (Admiral)
£11,328.16 - Dearest (Asda)
Imagine paying almost a grand a month for insurance! 
Seems to have come down a bit again now, which is a bonus.
What would be your limit to pay for insurance?
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rossnomore
Member
Registered: 18th Oct 06
Location: Fife
User status: Offline
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No more than £1000 P/A
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N3CRO
Member
Registered: 12th Apr 07
Location: Sandy, Bedfordshire
User status: Offline
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Depends what car I'd had. My limit would probably rise a bit for something really good like a Skyline or Evo.
For a regular 2.0L n/a, I wouldn't pay anymore than £600.
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Fonz
Premium Member
Registered: 12th May 06
Location: Newbury, Berks
User status: Offline
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i've never paid more than £600/year (my first yeras insurance back in the day) and is my limit and stopped me getting cars in the past.
recently i haven't paid more than £470 for my MX5 (which includes my 22 yr old gf as a names driver)
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Rob E
Member
Registered: 1st Jan 06
Location: Madeley, Stafford....I want to live back in Wales!
User status: Offline
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£250 FC all mods declared  being old/classic car policy ftw
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Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
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3,268.66 To insure a £100k 599 GTO - That I can relate to, as the car is 100k
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Sunz
Member
Registered: 12th Jan 07
Location: SE England
User status: Offline
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My limit would be £650.
Even if I was rich I wouldn't pay a huge amount on insurance, just the principles of the whole system, but saying that if I was rich it would be cheaper due to post code lottery. 
[Edited on 15-05-2012 by Sunz]
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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no more than £800 and that is to include business and unlimited mileage allowance
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sc0ott
Member
Registered: 16th Feb 09
User status: Offline
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£430 on a clio dci.
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JordanR
Member
Registered: 20th Oct 09
Location: Burnham-On-Sea, Somerset
User status: Offline
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Depends on what car and if i had the money to spend! E.g ferrari and was loaded!
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andys sxi
Premium Member
Registered: 19th Jan 06
Location: Chester Drives:Scirocco tdi bluemotion
User status: Offline
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I was doing insurance quotes on a3 tdi's a few weeks ago and the most I got a quite for was £3200
I'm paying 1200 now so anything less is a bonus
April 08 feature car
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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its all on risk and past customers etc. say if every male who insured a corsa with asda wrote it off and made a claim which averaged £10k then they wouldnt want to insure a male with a corsa due to risk so to offset that theyd offer a policy for more than £10k
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