FlaFFy_91
Premium Member
Registered: 30th Sep 08
Location: Formby, Merseyside
User status: Offline
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Is there any companies that still offer traders policies to 21 year olds?
as far as i know a few used to but most of them have all gone up to 24 (i think)
cheers chaps 
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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There are a few but the policies are shite.
I got a quote of £2000 at about 22 but i couldnt drive anything 'sports or performance'
Completely backward as it would cover me on a 190bhp bmw 325se but not a Corsa B SRi 
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bigron1988
Member
Registered: 29th Aug 09
Location: Southport, Merseyside
User status: Offline
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As Gary said they all have limitations on when I rang up I wasent allowed to drive anything over a 1.6 so didn't take the policy out
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flybikeslee
Member
Registered: 2nd Jan 07
Location: Liverpool
User status: Offline
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I'd say ask Gaz, but he doesn't like you
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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There's definitely a way because I only met a lad the other day that had several performance cars, scoobies, etc. and he paid £1700 for a trader policy. He was a mechanic mind, not sure if it makes a difference.
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johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
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I pay £1200, TPO, can drive anything of any value but it's cars only, no vans etc
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bigron1988
Member
Registered: 29th Aug 09
Location: Southport, Merseyside
User status: Offline
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quote:
Originally posted by flybikeslee
I'd say ask Gaz, but he doesn't like you
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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quote:
Originally posted by johnhara1
I pay £1200, TPO, can drive anything of any value but it's cars only, no vans etc
Who is that with?
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johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
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I went on quote me today and my policy is through a company called BRIT
I'm 26 with 5yrs NCB, 1 fault claim and 3 Points.
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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quote:
Originally posted by johnhara1
I pay £1200, TPO, can drive anything of any value but it's cars only, no vans etc
That's quality. So you can just add any cars to it as and when and they're insured for theft, etc.? How many are you allowed at once, etc.
EDIT: Just noticed you said TPO, so I guess you might not know the answer to my question.
[Edited on 27-06-2012 by Brett]
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johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
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I said upto 10 per month and they were fine with that. I'm not covered for theft which is a bit shit.
I simply email a registration number and tell them to either add it or remove it from the policy. it's awesome.
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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Arguably tho, what you're getting is what you get when you have full comp on a single car and having the ability to jump in other TPO.
I wouldn't mind one if they were insured for theft etc, I'd have a few cars Insurance is the cripppler normally.
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John
Member
Registered: 30th Jun 03
User status: Offline
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As Brett said, at 26 you'll get that with just about any normal policy. Only situation I can see being a benefit is if the car isn't insured otherwise.
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antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
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Remember with a trade policy, in the event of a claim, you will only get trade value for the car too. So no point if you have a car with a few thousand spent on it
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random dav
Premium Member
Registered: 7th Jan 04
Location: NSW
User status: Offline
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I used to go through quotmetoday but then used onesure, they may be worth a try
WRLFC !
Project cars
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TimC909
Member
Registered: 8th May 10
Location: Skelmersdale, Lancashire
User status: Offline
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quote:
Originally posted by flybikeslee
I'd say ask Gaz, but he doesn't like you
Post of the year that Lee
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johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
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quote:
Originally posted by Brett
Arguably tho, what you're getting is what you get when you have full comp on a single car and having the ability to jump in other TPO.
I wouldn't mind one if they were insured for theft etc, I'd have a few cars Insurance is the cripppler normally.
They will give you a price on TPF&T or FC if you like, i took TPO as i drive shite.
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kennySRi
Member
Registered: 12th Nov 10
Location: Lancashire
User status: Offline
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Im on trade and have been for nearly 4 years now since i was 23. Can drive anything i want and simply put the new registrations on the database and that's it. It's great really and very handy. I pay around £900.
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redtom
Member
Registered: 6th Oct 07
Location: Kent
User status: Offline
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Kenny whos that with?
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FlaFFy_91
Premium Member
Registered: 30th Sep 08
Location: Formby, Merseyside
User status: Offline
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quote:
Originally posted by flybikeslee
I'd say ask Gaz, but he doesn't like you
Gaz doesnt like me because you and him cant take banter. And your attached by the cocks so what he does you do, thanks for the helpfull reply though lee
Anyways
Brett im a mechanic aswell hence me wanting one. Think it looks like i might aswell hang on untill im a bit older and go from there tbh
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kennySRi
Member
Registered: 12th Nov 10
Location: Lancashire
User status: Offline
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quote:
Originally posted by redtom
Kenny whos that with?
I did it through choicequote and my actual insurance is with MMA
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jacko198
Member
Registered: 1st Mar 07
Location: Buckinghamshire
User status: Offline
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quote:
Originally posted by TimC909
quote:
Originally posted by flybikeslee
I'd say ask Gaz, but he doesn't like you
Post of the year that Lee
Really? 
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jacko198
Member
Registered: 1st Mar 07
Location: Buckinghamshire
User status: Offline
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Cant you get added on joe's?
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FlaFFy_91
Premium Member
Registered: 30th Sep 08
Location: Formby, Merseyside
User status: Offline
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I am on joes but only in buisness hours obviously so i couldnt cover the corsa or polo on it :/
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