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Steve

Premium Member

Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline

23rd Jul 12 at 06:58

What would you do?

Got a loan, due to expire about march next year, 1200 left to pay on it, was a long term loan for quite a lot so my repayments are high, 210 a month, iv aquired a grand, I don't know wether to pay the loan off and free up an extra 200 a month or use the grand to buy a few bits I normally wouldn't afford and use some to go away with etc...

[Edited on 23-07-2012 by Steve]

LeeM

Member

Registered: 26th Sep 05
Location: Liverpool
User status: Offline

23rd Jul 12 at 07:04

Pay loan

Dan

Premium Member

Registered: 22nd Apr 02
Location: Gorleston on Sea, Norfolk
User status: Offline

23rd Jul 12 at 07:04

Pay loan

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Steve

Premium Member

Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline

23rd Jul 12 at 07:04

Yeah the extra 200 a month would make some things so much easier to do every month, thats basically a track day every month

but then the loan finishes quite soon anyway so do i just splash out now and get by for the next few months as i have been

Daveskater

Premium Member

Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline

23rd Jul 12 at 07:06

Pay it off

Numberwang!

Originally posted by AlunJ
I like you Dave, you are a man of men

Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle

Look at my pictures

Kerry

Member

Registered: 5th Oct 01
Location: Norwich
User status: Offline

23rd Jul 12 at 07:08

Toss a coin?

Brett

Premium Member

Registered: 16th Dec 02
Location: Manchester
User status: Offline

23rd Jul 12 at 07:09

Yeah, pay it off imo

Balling

Premium Member

Registered: 7th Apr 04
Location: Denmark
User status: Offline

23rd Jul 12 at 07:37

quote:
Originally posted by LeeM
Pay loan

This!

RichR

Premium Member

Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline

23rd Jul 12 at 07:50

blow it on coke

BeetleGav

Member

Registered: 27th Jun 10
Location: lancashire, nelson
User status: Offline

23rd Jul 12 at 07:50

quote:
Originally posted by Balling

quote:
Originally posted by LeeM
Pay loan

This!

Tomnova16

Premium Member

Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline

23rd Jul 12 at 07:51

pay it off then you can do as you wish and not tied down

http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter

IvIarkgraham

Premium Member

Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline

23rd Jul 12 at 07:52

give the money to me

Corsa_Sport21

Member

Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline

23rd Jul 12 at 07:57

Pay it off then get another loan with lower repayments.

adiohead

Member

Registered: 28th Sep 01
User status: Offline

23rd Jul 12 at 07:58

Buy a swift

Ben J

Member

Registered: 31st Jan 05
Location: Cheshire
User status: Offline

23rd Jul 12 at 08:12

Pay loan off.

Steve

Premium Member

Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline

23rd Jul 12 at 08:22

im going spastic here

Sam

Moderator
Premium Member

Registered: 24th Dec 99
Location: West Midlands
User status: Offline

23rd Jul 12 at 09:01

Pay the loan off you silly boy.

Y869 SRA

Member

Registered: 22nd Jul 12
User status: Offline

23rd Jul 12 at 09:05

I'd pay it off.

fazza

Member

Registered: 7th Feb 08
Location: Plymouth
User status: Offline

23rd Jul 12 at 09:22

quote:
Originally posted by Corsa_Sport21
Pay it off then get another loan with lower repayments.

3CorsaMeal

Member

Registered: 11th Apr 02
User status: Offline

23rd Jul 12 at 09:24

Spend the money, your paying the loan off anyway, Stick to the original plan of paying it monthly.

Am sure they charge you a fee to end a loan early anyway.

Enjoy the £1000, you might die next week

JonnyJ

Member

Registered: 23rd Sep 05
Location: Scotchland
User status: Offline

23rd Jul 12 at 09:25

You can buy a season ticket for your football team now, no excuses.

Mr-SEH

Member

Registered: 10th May 10
Location: Dark places
User status: Offline

23rd Jul 12 at 09:25

Take car to a track day instead of it sitting on a drive

Whittie

Member

Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline

23rd Jul 12 at 09:43

I'd pay the loan.

nathy_87

Member

Registered: 14th Aug 08
Location: West Mids. Drives: Škoda Fabia VRS 5J
User status: Offline

23rd Jul 12 at 09:49

quote:
Originally posted by sribaby
Take car to a track day instead of it sitting on a drive

Jeeze that's getting old.

Have the grand for stuff you want for the car/house whatever. Keep paying the loan off monthly. AS said I think they do charge to pay it off bit earlier.

Member

Registered: 12th Apr 02
Location: Lanarkshire
User status: Offline

23rd Jul 12 at 10:50

I'd enquire about early payment fees before deciding.

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