Jed D
Member
Registered: 15th Mar 11
Location: Durham
User status: Offline
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if i was fully comp and covered to drive others on my own car, would i be able to drive a mates car which is on his traders policy?
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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Ask your insurers. But if its actually listed on it thenni don't see why not
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spencer88
Member
Registered: 6th Oct 08
Location: cornwall
User status: Offline
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Jed you are under twenty five are you not?
Who are you with that provides driving third party cars?
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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Yeah I'd double check your policy as you're not insured on other cars 3rd party by default, however it can be done and isn't out of the question, but most insurers won't for under 25s. Assuming you are ok then you could drive your mates car 3rd party yes.
[Edited on 22-11-2012 by Brett]
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spencer88
Member
Registered: 6th Oct 08
Location: cornwall
User status: Offline
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quote:
Originally posted by Brett
Yeah I'd double check your policy as you're not insured on other cars 3rd party by default, however it can be done and isn't out of the question, but most insurers won't for under 25s. Assuming you are ok then you could drive your mates car 3rd party yes.
[Edited on 22-11-2012 by Brett]
It used to be 21, until I turned 21, then it changed to 25 
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Jed D
Member
Registered: 15th Mar 11
Location: Durham
User status: Offline
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im 25 in march, thats when il be using it...
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gazza808
Member
Registered: 30th Jun 08
Location: Peterborough
User status: Offline
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I'm not covered to drive cars owned by a trader or on a traders policy specifically says that.
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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would you not be covered by the trade insurance? I don't know how it works but does trade insurance not cover people test driving the cars?
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Jed D
Member
Registered: 15th Mar 11
Location: Durham
User status: Offline
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i'd be using it to pull my corsa on the trailer for long journeys
saves me buying a big diesel if this is available...
[Edited on 22-11-2012 by Jed D]
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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quote:
Originally posted by Jed D
im 25 in march, thats when il be using it...
i'd still check your policy, its not standard any more and needs to be specifically added. chances are becuase you werent 25 when you started the policy you dont have that extension
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Corsa_Sport21
Member
Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
User status: Offline
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Ive not had to add it on my last 3 policy's. I do ask though just to make sure, but have never had to add it.
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kennySRi
Member
Registered: 12th Nov 10
Location: Lancashire
User status: Offline
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Very grey area imo. I've been on traders years and so have my mates and none of us know for sure what is allowed. My mates mum drives his car all the time as 'third party' but ive never been convinced that it's fully legal. You best ring the insurer up and double check.
Edit : i also doubt you'll have third party cover on your insurance so check that aswell lol.
[Edited on 22-11-2012 by kennySRi]
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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also thinking about it, the other vehicle needs to be insured and a traders policy usually isnt on the car its on the policy holder. its definitely something id check directly with your insurer so youre 100% sure.
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bigron1988
Member
Registered: 29th Aug 09
Location: Southport, Merseyside
User status: Offline
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But on a traders policy the cars get added to the insurance database so the car is insured, like others have said its a bit of a grey area so check
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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quote:
Originally posted by Jed D
i'd be using it to pull my corsa on the trailer for long journeys
saves me buying a big diesel if this is available...
[Edited on 22-11-2012 by Jed D]
day insurance is only like £20
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Jed D
Member
Registered: 15th Mar 11
Location: Durham
User status: Offline
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quote:
Originally posted by taylorboosh
quote:
Originally posted by Jed D
i'd be using it to pull my corsa on the trailer for long journeys
saves me buying a big diesel if this is available...
[Edited on 22-11-2012 by Jed D]
day insurance is only like £20
really!? may just be a case of that then...
cheers for your help lads...
see what daily i get and i take up my new policy in april, i turn 25 in the march so il see what extra's i can add on anyway
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