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Author Multiple NCB
Sam
Moderator
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Registered: 24th Dec 99
Location: West Midlands
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14th Mar 13 at 12:45   View User's Profile U2U Member Reply With Quote
I was going to ask this question on another thread recently posted up but the thread author decided to trash it...

Anyways, is it actually possible to have NCB on multiple policies? Or if you had a personal car and a company car, can you actually accumulate NCB on the company car policy as well as on your personal one?
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
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14th Mar 13 at 12:47   View User's Profile U2U Member Reply With Quote
Apparently you can.
Colin
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Registered: 4th Apr 02
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14th Mar 13 at 12:47   View User's Profile U2U Member Reply With Quote
I was always of the opinion you only get to use it on one vehicle.
3CorsaMeal
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Registered: 11th Apr 02
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14th Mar 13 at 12:49   View User's Profile U2U Member Reply With Quote
I have 10yrs and 2yrs NCB although seeing as i don't have a 2nd car anymore the 2yrs will disappear after a year
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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14th Mar 13 at 12:51   View Garage View User's Profile U2U Member Reply With Quote
I doubt it as if you get an online quote it won't allow you to use more NCB than the time you've been driving.
John
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Registered: 30th Jun 03
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14th Mar 13 at 12:53   View User's Profile U2U Member Reply With Quote
I've got 2 sets of NCB.
Dave
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Registered: 26th Feb 01
Location: Lancs
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14th Mar 13 at 12:53   View User's Profile U2U Member Reply With Quote
I have separate NCB on my car and van, although a mix up by the insurers mean I've ended up with full on both.

You can choose which vehicle has your better NCB too.
Colin
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Registered: 4th Apr 02
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14th Mar 13 at 12:56   View User's Profile U2U Member Reply With Quote
How long is it until NCB disappears is unused?
John
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Registered: 30th Jun 03
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14th Mar 13 at 12:57   View User's Profile U2U Member Reply With Quote
2 years.
Dave
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Registered: 26th Feb 01
Location: Lancs
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14th Mar 13 at 12:58   View User's Profile U2U Member Reply With Quote
You can reuse it with 2yrs iirc.
Dave
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Registered: 26th Feb 01
Location: Lancs
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14th Mar 13 at 13:00   View User's Profile U2U Member Reply With Quote
Bit of an echo in here
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
14th Mar 13 at 13:15   View Garage View User's Profile U2U Member Reply With Quote
If you're a named driver but don't have your own policy, do your NCB carry over?
Robin
Premium Member

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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
14th Mar 13 at 13:15   View Garage View User's Profile U2U Member Reply With Quote
I mean, if you have your own NCB on your own car but now share a car, does your own NCB disappear or carry on?
Jambo
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Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
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14th Mar 13 at 13:18   View User's Profile U2U Member Reply With Quote
Always thought it was 1 year

FFS
NovaGTE2
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Registered: 26th Sep 06
Location: Peasedown St John, Bristol Avon
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14th Mar 13 at 13:52   View User's Profile U2U Member Reply With Quote
I have just taken out a second policy with Swiftcover; I have 6 years NCB and they have honoured this on the second policy; but have said if I complete the policy year I will have two lots of 7 year NCB to use elsewhere. Seemed a good idea to me
3CorsaMeal
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Registered: 11th Apr 02
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14th Mar 13 at 13:55   View User's Profile U2U Member Reply With Quote
Admiral do something on the phone and they said "we can mirror your NCB" i didn't know what they meant, but made it cheaper.
John
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Registered: 30th Jun 03
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14th Mar 13 at 14:01   View User's Profile U2U Member Reply With Quote
I managed to get my 10 years mirrored
Corsa_Sport21
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Registered: 13th Apr 08
Location: Leven, Fife. Drives : 205 GTi
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14th Mar 13 at 14:02   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Dave
I have separate NCB on my car and van, although a mix up by the insurers mean I've ended up with full on both.

You can choose which vehicle has your better NCB too.


That happened with me when i was with Swinton.

They have an office local which i used to just go to when they wanted documents etc, and instead of keeping the proof of NCB, she gave me it back. I then used it a few months later on a different policy with them, and by the end of it, they gave me back 2 separate proof of NCB's.

 
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