Matt Ings
Member
Registered: 26th Feb 01
Location: Cardiff/Sheffield
User status: Offline
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i mite get a loan for £2000 to get my Mk1 Golf Cabby....but is it really worth it?
im 18 and earn bout £250 a month from halfords and am hopefully going to Uni in sheffield in september...so thats my situation
is it worth it...or shud i share a car wiv mum even tho summer is coming up
All sugestions welcom
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Dave Hay
Member
Registered: 10th Apr 02
Location: Aberdeenshire
User status: Offline
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dont get it
especially if your becoming a student
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Sam
Moderator Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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They won't give you a loan unless you are in full time employment anyway.
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Phil321
Member
Registered: 10th Mar 01
Location: Manchester
User status: Offline
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Might find it difficult to even get one at the mo. Wait till next yr, you'll have ya student loan then
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Matt Ings
Member
Registered: 26th Feb 01
Location: Cardiff/Sheffield
User status: Offline
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i could get my old man to get it...then get a direct debit from my account to his
jsut another thought....
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Sam
Moderator Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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How will you pay it off?
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Sooty
Banned
Registered: 9th Mar 03
Location: FLAP CENTRAL
User status: Offline
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I earn 1200 a month and ill be lucky if I get a 3k loan at the moment which is what I need
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Matt Ings
Member
Registered: 26th Feb 01
Location: Cardiff/Sheffield
User status: Offline
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do it ova 18 months at £117 a month.....plus i will be gettin student loan which can provide me wiv food/drink for uni and will get job up there to pay off loan...my parents r paying fees + rent for 1st yr so i dont have to spend any on that
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Sooty
Banned
Registered: 9th Mar 03
Location: FLAP CENTRAL
User status: Offline
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have you got any store cards or credit cards?
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Matt Ings
Member
Registered: 26th Feb 01
Location: Cardiff/Sheffield
User status: Offline
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nope
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Sooty
Banned
Registered: 9th Mar 03
Location: FLAP CENTRAL
User status: Offline
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Then u aint gettin a loan mate lol, use those to build your credit score first, then apply.
Best bet get your dad to get it for you and to some DD's like you said, seems a fair option
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Sam
Moderator Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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Unless you go somewhere like The Associates, who will give you a loan at 45.8% APR...
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Matt Ings
Member
Registered: 26th Feb 01
Location: Cardiff/Sheffield
User status: Offline
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yeah ino...rather get my dad to get a loan where im only payin summin like 7-8% interest which i can afford
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Sam
Moderator Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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How about a bank loan? My girlfriend got a £2k loan and she had only virtually just turned 19.
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Matt Ings
Member
Registered: 26th Feb 01
Location: Cardiff/Sheffield
User status: Offline
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yeah worth looking into i reckons..cheers m8
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Sam
Moderator Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
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FLETCH...
Member
Registered: 17th Apr 02
Location: West Mids
User status: Offline
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go to yr bank i got a 11k loan in feb.
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jay@ffwd
Member
Registered: 14th Jan 03
Location: Worcester
User status: Offline
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lol Fletch ya nuts 11 k????
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Matt Ings
Member
Registered: 26th Feb 01
Location: Cardiff/Sheffield
User status: Offline
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how old r u tho fletch?
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Matt Ings
Member
Registered: 26th Feb 01
Location: Cardiff/Sheffield
User status: Offline
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o yeah..and this is what i want the loan for:
i think its absoltly stunning!
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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i can offer you leg breaker finance
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Matt Ings
Member
Registered: 26th Feb 01
Location: Cardiff/Sheffield
User status: Offline
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and i can repay u a foot up ur arse!
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FLETCH...
Member
Registered: 17th Apr 02
Location: West Mids
User status: Offline
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i am 21.......... the repayments for that are piss easy to pay back for me..... so its ok
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