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Author Phone insurance
deano87
Member

Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
7th Sep 13 at 20:11   View User's Profile U2U Member Reply With Quote

So the Mrs has finally upgraded from her N8 which was on Simplicity.

She opted for the HTC One through Carphone Warehouse. She's a ditzy bitch so needs insurance.

Apparently Carphone Warehouse aren't comissioned based so they advised their Geek Squad insurance. The main reason she went for it was because although you pay a premium, it is almost no questions asked.

The premium is £15 per month. But the way the premium works is 2 payments are due in September!

This seems extremely excessive.

Is there any insurances people recommend for someone? O2 themselves? Endsleigh? Bank account?

Any info on hassle free insurance would be great. I know Protect My Bubble are notoriously bad for paying out.

ed
Member

Registered: 10th Sep 03
User status: Offline
7th Sep 13 at 20:18   View User's Profile U2U Member Reply With Quote

£15 a month is a lot of money to insure something which can be replaced for £300.

[Edited on 07-09-2013 by ed]
Ian W
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Registered: 8th Nov 03
Location: Wirral, Merseyside
User status: Offline
8th Sep 13 at 08:15   View User's Profile U2U Member Reply With Quote

Does your bank not offer mobile or gadget insurance ?

Most seem to do it for a small fee along with loads of other stuff.
Russ
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Registered: 14th Mar 04
Location: Armchair
User status: Offline
8th Sep 13 at 15:05   View User's Profile U2U Member Reply With Quote

they arent commissioned based so advised geek squad? whiskey tango
fred7
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Registered: 17th May 04
Location: Rugeley, Staffordshire
User status: Offline
8th Sep 13 at 15:29   View User's Profile U2U Member Reply With Quote

I only pay £10 to halifax a month and my iphone 5 and mrs samsung s4 are insured and pay out no bother. Also get home start aa and travel insurance and other crap
Russ
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Registered: 14th Mar 04
Location: Armchair
User status: Offline
8th Sep 13 at 16:04   View User's Profile U2U Member Reply With Quote

even less with natwest
Jambo
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Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
8th Sep 13 at 18:07   View User's Profile U2U Member Reply With Quote

I pay the £10 with Natwest. Going to sack it off though
Bart
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Registered: 19th Aug 02
Location: Midsomer Norton, Bristol Avon
User status: Offline
8th Sep 13 at 18:24   View User's Profile U2U Member Reply With Quote

I don't pay anything.... and have probably saved enough over the last 10 years to buy a dozen smart phones out right.

I really cant see the point in it myself, unless your a clutz



[Edited on 08-09-2013 by Bart]
dan_m1les
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Registered: 8th May 06
Location: Burnham, Buckinghamshire
User status: Offline
8th Sep 13 at 22:04   View User's Profile U2U Member Reply With Quote

I pay £15 with natwest and get phone/travel insurance, breakdown and a taste are etc. and the insurmace is with carphone warehouse as I had a claim on it the other week for the first time
Simon_16v
Member

Registered: 14th Aug 06
Location: Yorkshire
User status: Offline
9th Sep 13 at 11:38   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by fred7
I only pay £10 to halifax a month and my iphone 5 and mrs samsung s4 are insured and pay out no bother. Also get home start aa and travel insurance and other crap
Dom
Member

Registered: 13th Sep 03
User status: Offline
9th Sep 13 at 11:51   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Bart
I really cant see the point in it myself, unless your a clutz

quote:
Originally posted by deano87
She's a ditzy bitch so needs insurance.




Deano - Like everyone else, i've got mine insured through my bank account; might be worth seeing how it'd cost her to do the same. Alternatively have a look at house/contents insurance and seeing if they'll cover it ie - gadget insurance etc.

[Edited on 09-09-2013 by Dom]
JordyCarter
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Registered: 14th Mar 10
User status: Offline
9th Sep 13 at 14:06   View User's Profile U2U Member Reply With Quote

check out protect your bubble was like £5 a month for my s3
deano87
Member

Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
9th Sep 13 at 21:07   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by JordyCarter
check out protect your bubble was like £5 a month for my s3

Heard they're absolutely shocking at paying out.

And Dom

She's cancelled the Geek Squad direct debit and contacting Halifax tomorrow.

 
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