Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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quote:
Originally posted by Colin
I got rejected on a capital one card a month or so ago, instead of a 3k limit 0% for 10-12 months card they instead offered me a pissy 0% for 3 months card, which defeated the purpose of getting it. Ive got a good credit rating. I was told that they search your financial histroy & if they see they arnt going to make any money off you through interest then they decline your application.
Funny, I just got a new Capital One credit card the other week, 1k limit. But then my credit rating has gone from good, bad, fair, good, superb in the past few years so I'm obviously someone who they think will make money off.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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No-one is making money off me 
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Feck knows how it works. Im thinking about applying for an American Express card next.....mmm Airmiles 
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Better off with a tesco cc col
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Hows that then?
Someone told me that if you spend 15k in a year on airmiles cradit card you get an extra ticket for free to fly pretty much anywhere in the world. Free holidays for just using a credit card, well free flights anyway?!
[Edited on 26-11-2008 by Colin]
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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IIRC, you get clubcard points on the Tesco card that you can translate into Air Miles.
My uncle swears by it.
You also know that with the Asda Credit Card, you get 2p off every litre of fuel?
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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I keep forgetting to get one of these
How do I go about it?
[Edited on 26-11-2008 by Graham88]
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Which one Graham?
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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Whatever one is good 
I really don't know about this kinda stuff 
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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http://www.moneysupermarket.com
I'm 21, and currently on what I think is my 4th and 5th credit card.
One has nothing fancy remaining, but I can remember the pin. I use that for purchases, and when the minimum payment comes though, I balance transfer to my Virgin one. The 0% runs out on that in March, so I'll be applying for another 0% balance transfer in the new year. I've gone a bit mad lately, but can pay it off when my final student loan payment comes in 
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Fuck moving money about
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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tbh it's painless and easy. Use the internet and it's fine. This will be the last time I do keep doing it, as I'll be working from now on and hopefully won't require a credit card
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