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Author just past test yesterday, now need insurance!
Blazer
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Registered: 31st Aug 02
Location: Devon - Drives: frost blue 1.4L 8V
User status: Offline
26th Feb 03 at 15:42   View User's Profile U2U Member Reply With Quote
Alright folks, just passed yesterday and now i need some insurance, i'm 18, 19 in may with 6 ponits yes i know i got some ponits for driving my mums rover with no insurance and not having a full lisence, so i know this will big time affect my insurance, but oh well, i have a L Reg corsa which is a 1.4L LS spi, with a full panique kit and 16's which i'v already fitted and a cat back mongoose zorst but i'm not goin to mention that, i'v tried liverpool vic, but do any of u guys know of any good insurers with the mods i got and my ponits????

cheers folks.
dig dave2811
Member
Registered: 6th Jan 03
Location: newport sout wales WCM
User status: Offline
26th Feb 03 at 15:58   View User's Profile U2U Member Reply With Quote
WHAT DID LIVERP[OOL VICTORIA QUOTE U

TRY CIS
Black Corsa SRi
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Registered: 25th May 02
Location: ---Stockport---- Drives: Pug 206 Roland Garros
User status: Offline
26th Feb 03 at 16:51   View User's Profile U2U Member Reply With Quote
Try CIS like dave says, they dont charge for mods (except engine), but to be honest I wouldn't be too hopeful insureing a 1.4 with mods and havein 6 points b4 u pass your test! Sorry to sound negative but i ave enough trouble gettin insurance wit no points and a NCB!
Makarus
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Registered: 25th Jun 02
Location: Nottingham/Derbyshire Boarder.
User status: Offline
26th Feb 03 at 17:41   View User's Profile U2U Member Reply With Quote
Christ amn, bad idea.

You aint gonna get a decent quote with what you have done, points, driving illegally, moddified car, 1.4 engine.

Not trying to be harsh but its true.
Kris TD
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Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
26th Feb 03 at 18:10   View User's Profile U2U Member Reply With Quote
i found liverpool vic to be 300 cheaper for me, mates have found that too, all mods declared
Makarus
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Registered: 25th Jun 02
Location: Nottingham/Derbyshire Boarder.
User status: Offline
26th Feb 03 at 18:14   View User's Profile U2U Member Reply With Quote
But with those points for those convictions???
Kris TD
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Registered: 25th Mar 02
Location: Ware, Hertfordshire
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26th Feb 03 at 18:20   View User's Profile U2U Member Reply With Quote
no, just sayin that i found lv cheaper than cis
Blazer
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Registered: 31st Aug 02
Location: Devon - Drives: frost blue 1.4L 8V
User status: Offline
26th Feb 03 at 18:45   View User's Profile U2U Member Reply With Quote
liverpool vic gave me a quick quote on there site afor £850-990, yeah i know about my 1.4L but isnt the 1.4 spi in group 3?
Makarus
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Registered: 25th Jun 02
Location: Nottingham/Derbyshire Boarder.
User status: Offline
26th Feb 03 at 19:09   View User's Profile U2U Member Reply With Quote
You got a really good quote, I am 17, no problems ever and they wanted about £1000 for a 1.2 8V with all mods declared.
Blazer
Member
Registered: 31st Aug 02
Location: Devon - Drives: frost blue 1.4L 8V
User status: Offline
27th Feb 03 at 08:54   View User's Profile U2U Member Reply With Quote
thats pretty good mate, but i wonder how if liverpool vic would insure me with my 6 ponits for a 1st car
Cybermonkey
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Registered: 22nd Sep 02
Location: Sydney, Australia
User status: Offline
27th Feb 03 at 09:28   View User's Profile U2U Member Reply With Quote
Once you have declared your mods over the phone (which by the way you must declare ALL or it will invalidate any claim that make), you might well see this premium rise a hell of a lot. Also the fact that you are young and have 6 points already is gonna mean you will be forking out mega cash for a 1.4. You might be ok with a 1.0 12v!

Dave
Blazer
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Registered: 31st Aug 02
Location: Devon - Drives: frost blue 1.4L 8V
User status: Offline
27th Feb 03 at 10:50   View User's Profile U2U Member Reply With Quote
lol i already have the 1.4
MarkM
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Registered: 11th Apr 01
Location: Liverpool
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27th Feb 03 at 11:03   View User's Profile U2U Member Reply With Quote
Good Luck...all im saying
chris_lee100
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Registered: 14th Jul 02
User status: Offline
27th Feb 03 at 11:20   View User's Profile U2U Member Reply With Quote
If youve got money to spend on mods may split car and sell bits, this will net you a few bob. Buy a 1.0 16v, fully colour code it (wont affect your insurance i told two insurers didnt bother them, includin endsleigh and CIS) dril whole in yuour airbox (brum brum lol, or maybe not) get insured TPFT and spend your money from mods either towards your premium or on decent ICE eg high quality custom fit speakers etc, at least it will get u on the road and wont have MR insurance lookin down the side of ur sofa for 10p's !!
chris_lee100
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Registered: 14th Jul 02
User status: Offline
27th Feb 03 at 11:20   View User's Profile U2U Member Reply With Quote
whops i meant an 8v
Cybermonkey
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Registered: 22nd Sep 02
Location: Sydney, Australia
User status: Offline
27th Feb 03 at 13:03   View User's Profile U2U Member Reply With Quote
no chris try again. how about 12v.

dave
Westwood
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Registered: 8th Feb 03
Location: Milton Keynes
User status: Offline
27th Feb 03 at 13:03   View User's Profile U2U Member Reply With Quote
Tesco...
Cybermonkey
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Registered: 22nd Sep 02
Location: Sydney, Australia
User status: Offline
27th Feb 03 at 13:22   View User's Profile U2U Member Reply With Quote
Tesco wont touch him with a barge pole. They told me to fuck off after 1 years insurance with them on a 1.2. I did some mods on it and my premium nearly doubled. Then i got my 1.6 nd they wanted £3000

Dave
Blazer
Member
Registered: 31st Aug 02
Location: Devon - Drives: frost blue 1.4L 8V
User status: Offline
27th Feb 03 at 19:13   View User's Profile U2U Member Reply With Quote
got a quote from liverpool vic for £1360.84 thats with my alloys and full bodykit i ask the woman there and she told me it was another 60 quid more for the kit! this is TPF&F, and get this i told her i was getting a cat 1 alarm fitted and she told me liverpool vic dont give a sh1t about alarms!!!!! so it would still cost the same with or without a cat 1!!!!
bobothebear
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Registered: 13th Jan 03
Location: bedfordshire
User status: Offline
27th Feb 03 at 21:08   View User's Profile U2U Member Reply With Quote
Blazer how much have you shopped around?
I have a 1.4 8v spi. I'm 22 and have 0 years NCB.Only been driving a year.
Last year my insurance was £700 with Tescos fully comp. Having made a claim for a breakin they stuck mine up for the following year. Mine is now £680 with Endsleigh Insurance. (Would be less if my mum weren't on it as well)
I don't know if its cos I'm over 21 but that quote does seem high.
y not do the Pass-Plus cos thats supposed to bring ya insurance down.
G30 RG1
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Registered: 6th Feb 03
Location: Cheshire
User status: Offline
27th Feb 03 at 21:32   View User's Profile U2U Member Reply With Quote
did u get a fine for driving without a licence? and how did u get caught m8?
G30 RG1
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Registered: 6th Feb 03
Location: Cheshire
User status: Offline
27th Feb 03 at 21:33   View User's Profile U2U Member Reply With Quote
did u get a fine for driving without a licence? and how did u get caught m8?
kerzo
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Registered: 10th Nov 02
Location: Norn Iron
User status: Offline
28th Feb 03 at 00:54   View User's Profile U2U Member Reply With Quote
Do u not get disqualified if u get 6 points within two years of driving?
Blazer
Member
Registered: 31st Aug 02
Location: Devon - Drives: frost blue 1.4L 8V
User status: Offline
28th Feb 03 at 07:56   View User's Profile U2U Member Reply With Quote
dunno i was driving my mums rover with my provisioal lisence and the i was't covered on my musm insurance so they fukked me over and sent me to court and gave me 6 ponits, when i past the examiner said if i get another 3 ponits i would be back there. but the quote i got from liverpool vic was about what i expected
Brett
Premium Member

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Registered: 16th Dec 02
Location: Manchester
User status: Offline
28th Feb 03 at 09:05   View Garage View User's Profile U2U Member Reply With Quote
liverpoolvictoria was £600 cheaper for me

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